How To Prevent Sickness and Reduce Health Care Costs

For the past few weeks, we have been talking about how in America we do not have a health care system, but rather a disease care system.

After showing how it could never restore health, maintain the health of the American people, or reduce health care costs I said that the only way to bring health to the American people  is to prevent sickness before it manifested!

This Health Tip is dedicated to that end — however, I realize that not everyone will accept prevention.

If the majority of people aren’t willing to prevent disease by eating the foods God told us we should eat in Genesis 1:29 and thus eliminate physical problems and the costs that accompany sickness, what steps can be taken to encourage those who are willing to eat healthy and prevent illness?

I have some suggestions in answer to that question. Some of my suggestions are for what government could do to encourage wellness among the people.  Other suggestions are for individuals.

7 Ways Government Could Truly Care for Our Health

“The two enemies of the people are criminals and government, so let us tie the second down with the chains of the Constitution so the second will not become the legalized version of the first.Thomas Jefferson

#1 – Establish Health Care Accounts – Government could let people set aside X number of dollars in a tax-free, interest-bearing account to be used for health care expenses only. At the end of the year, whatever money individuals have not spent on health care expenses could be withdrawn. This would give people incentive to eat healthy, and be rewarded for doing so with extra money in their pocket at the end of the year.

When there is a monetary incentive to eating healthy, there is motivation to pay attention to the cause and prevention of sickness.

#2 – Legislate Tort Reform – Lawyers are increasing the cost of health care significantly through multimillion-dollar lawsuits. In fact, nearly 25% of health care costs go to lawyers. Doctors, in order to protect themselves, must purchase insurance policies costing sometimes over $100,000 per year. These costs ‘trickle down’ to patients who pay fees that are high enough to offset the doctors’ insurance expenses. This significantly increases the cost of health care.

While the legal system needs to be free to work, ridiculous compensation awards (where it is common that more money ends up going to the lawyers than the victims) need to be stopped.

#3 – Provide Accurate Nutritional Information to People – The nutritional information being disseminated by the American Dietetic Associationcannot be relied upon.

Nor can the information coming from the food industry, especially the sugar, meat and dairy industry, help to prevent sickness. These industries profit from the sale of the very food items that are responsible for the majority of the physical problems being experienced today.

Nor do most doctors have extensive training as to what constitutes a healthy diet. These doctors, to whom people go to in order to recover from various illnesses, are experiencing the same physical problems themselves for which they treat their patients.

#4 – Provide Disincentives for Unhealthy Living – This is a difficult one! Perhaps we could treat unhealthy food the way we have treated unhealthy tobacco for a long time to discourage its use. Lawmakers could place a tax on all animal-source foods or tax products containing sugar, refined flour, etc.

We are told that tobacco products are dangerous to our health and the cause of so many physical problems. There are already warning labels on tobacco products, warning of the potential harm their use can cause.

Why not put these labels on refined sugar and animal source foods?

They are just as dangerous if not more so than tobacco, being a leading cause of a multitude of physical problems.

Why not place a heavy tax on these unhealthy products in an effort to discourage their consumption in addition to a warning label?

 #5 – Reward People Financially for Taking the Right Path – The government could provide rewards for those who eat healthy and thus take care of their physical and mental health.Some auto insurance policies reward the policy holder by removing a portion of their deductible each year that they remain accident-free. What rewards and incentives could we provide to health-seekers?

Could not health insurance companies reward policy holders with a lower deductible each year they do not have to use their health insurance policy?

Providing some sort of incentive for eating healthy and exercising (and thus preventing disease) would go a long way to improving the health of the American people.

#6 – Use Taxpayer Monies for Catastrophic Expenses Only – Let government (using taxpayer monies) pay only for catastrophic expenses, thus forcing people to pay for minor health care expenses with their own monies. As a child, I experienced colds, the flu, fevers, upset stomachs, chicken pox, mumps, measles, and numerous bumps and bruises, yet my mother did not take me to the doctor or give me drugs for these minor ailments or injuries. That’s because back in the 1930’s, we had never even heard of health insurance.

If  people are paying the bill or at least participating in their own health care costs, there will be more incentive to eat healthier, exercise regularly, and not seek medical attention for unnecessary problems.  This will deter people from running to the doctor for every sniffle, minor illness, or accident that comes along.

#7 – Create Financial Incentives for High Deductibles – The government could provide an incentive for people to have a high deductible on insurance policies.This would encourage people to be more careful in diet and lifestyle and in their use of the medical system. They would be more likely to eat well and exercise to avoid out-of-pocket costs and paying for incidentals themselves.

For six years of my life, I sold health insurance policies to small businesses throughout the state of Florida for the National Association of Self Employed (NASE).In those days, most insurance agents were promoting policies with a $100 deductible.  This type of policy which carried the highest premiums and brought the greatest monetary reward to the insurance company and the salesman, not the policy holder.

I, rather than trying to reward myself by selling a low deductible policy with a high premium, showed the business owner how by taking a higher deductible with a lower premium, they would save more in cost than the deductible each year.

As a result of using this approach I was the number one salesman for many years with a sales force of over 1,000 agents.

For most people, their primary concern is not for the comparatively low costs of minor illnesses or accidents, but for the major costs if a serious incident arises that would bankrupt the person. Some people today carry $10,000 and even higher deductibles just to make sure that, in the event of a major incident, they will be covered.

If government is going to spend our tax dollars on health care, let it be spent wisely. By informing the people how to eat properly so that they can prevent disease, rather than spend tax dollars to treat the symptoms of disease after the disease has manifested, would be the wisest way to spend the people’s tax dollars.

4 Things You and I Can Do About the Situation

  1. Practice Self-Care — First, we can maintain wellness in our bodies.The only way to accomplish this is by consuming a healthy diet and living an active lifestyle. Hallelujah Acres has already developed such a program and is setting the example for people worldwide. 
  2. Make Your Voice Heard — Write your representatives in both the state and national government.Encourage them to adopt policies that will promote health by the prevention of sickness.
  3. Vote For Your Beliefs — At the ballot box, as opportunity presents itself, vote for those who will advance those policies that will promote health.
  4. Opt Out of the System — We are told by Washington and the mainstream media that some 50 million Americans are uninsured.  What they don’t tell us is that of those 50 million, 15 million can’t get health insurance, but nearly half of Americans who are uninsured do so by choice….like me! We don’t want health insurance.

I have chosen not to carry health insurance for the past 37 years. That’s right, after adopting God’s Genesis 1:29 diet following my being told I had colon cancer in 1976, and seeing my cancer simply go away after adopting that diet, I realized that I could control whether I got sick or not by taking charge of what I ate and how vigorously and faithfully I exercised my body.

I’m a year away from my 80thbirthday (and even as a senior citizen for whom Medicare Part “A” is automatic) I have refused Part “B” which costs over $1,200 a year and pays for doctor visits and drugs outside a hospital.

And keep in mind that even after a person pays at least $1,200 yearly for Part “B”, they are told that they still need supplemental insurance to pay for what Part “B” does not cover.

During the past 37 years, I have saved over $150,000 in insurance premiums by not carrying a health insurance policy. And during the past 14 years since turning 65 and becoming eligible for Medicare, I have refused Part “B” coverage and I have saved an additional nearly $20,000.

Because I prevent illness by eating healthy and exercising daily, my health care costs these past 37 years have only been a tiny fraction of what I would have paid to in health insurance premiums; a few thousand dollars at most.

Rhonda and this editor wish each and every one of our subscribers and their families a very blessed Christmas as we celebrate the birth of our Lord and Saviour, Jesus Christ, and then a very happy, prosperous, and healthy New Year!

Next issue of the Hallelujah Health Tip will be dated January 2, 2013.

Comments

  1. One year I was without medical insurance and yes I eat god’s diet still I developed an illness. Requiring ten thousand in medical bills I did not have. It’s important that we don’t give blanket answers to everyone and blame people for every illness or suggest people go without medical coverage.

  2. Yehudit52 December 19, 2012

    Agree with everything except opting out of the system. One thing that I believe should have been included is exercise. The cost, or part of the cost can be covered by insurance as a health incentive, and some how monitored to ensure it is actually used.

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